Conventional loans: Conventional loans are the most common type of home loans. You can purchase a home with as little as 3% down.FHA loans: An FHA loan can allow you to buy
4 Mortgage Loan Options You Should Consider
Dated: September 14 2022
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- Conventional loans: Conventional loans are the most common type of home loans. You can purchase a home with as little as 3% down.
- FHA loans: An FHA loan can allow you to buy a home with less strict financial and credit score requirements. You can get an FHA loan with a 3.5% down payment and a credit score as low as 580.
- USDA loans: USDA loans are for people who want to buy a home in a qualified rural or suburban area. You can get a USDA loan with 0% down, subject to household income restrictions. Rocket Mortgage® doesn’t offer USDA loans at this time.
- VA loans: VA loans are exclusively for veterans and members of the armed forces and National Guard, and qualified spouses. You can buy a home with 0% down if you qualify for a VA loan.
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